Xero
    Official Xero App Partner

    Your AI Credit Controller
    for Xero

    AutoSettle helps businesses automatically settle overdue invoices without awkward chasing or wasted time. Connect your Xero account and let AutoSettle become your digital credit controller.

    Get started free Book a demo

    Cancel anytime · 14-day free trial

    Get started in 4 steps

    1

    Sign up and verify your email

    2

    Connect your Xero account

    3

    AutoSettle imports your overdue invoices

    4

    Your AI Credit Controller starts settling

    Sign up with Xero

    Automatically identify who needs chasing

    AutoSettle analyses your Xero invoices and payment history to identify overdue invoices, customers who usually pay late, high-risk debtors, and invoices that require escalation. Your dashboard instantly shows who owes money and who needs attention first.

    • overdue invoices
    • customers who usually pay late
    • high-risk debtors
    • invoices that require escalation
    Invoices analysed2,847
    Overdue invoices43
    Late-paying customers12
    High-risk debtors7

    Your AI Credit Controller

    AutoSettle includes an intelligent AI collections agent that can send friendly reminders, escalate to firm payment requests, identify repeat late payers, recommend payment plans, and trigger final demand workflows. You can even name your AI credit controller and choose the tone it uses when contacting customers.

    R

    Ruby

    Firm & Assertive

    For high-risk, repeat late-payers. Direct, clear, gets results.

    M

    Mason

    Friendly & Empathetic

    For valued, long-term relationships. Warm, patient, rapport-building.

    A

    Alex

    Balanced & Adaptive

    For medium-risk accounts. Adjusts tone based on debtor behaviour.

    Smart payment chasing that protects relationships

    AutoSettle helps businesses chase payments without damaging customer relationships. The AI adjusts tone and escalation based on debtor behaviour and payment history.

    Email reminders

    Professional, branded emails sent automatically at the right time.

    SMS reminders

    Short, direct messages for urgent follow-ups and payment confirmations.

    WhatsApp reminders

    Conversational, relationship-friendly messaging where appropriate.

    Average payment delay14 days
    Repeat late payers8 customers
    Risk score: High£12,400 owed
    Recovery probability78%

    Intelligent debtor insights

    AutoSettle provides powerful credit control insights so you know which customers are a risk before cashflow becomes a problem. Understand payment patterns, identify problem accounts early, and make informed decisions about credit terms.

    • customers who usually pay late
    • average payment delay
    • overdue invoice risk scoring
    • debtor behaviour tracking
    • recovery performance analytics

    Offer payment plans automatically

    If a customer cannot pay in full, AutoSettle can automatically offer structured payment plans to recover invoices without conflict. This increases the chances of recovering debt while maintaining positive client relationships.

    1

    Identify

    AI detects when full payment is unlikely

    2

    Propose

    Automatic payment plan offer sent to debtor

    3

    Settle

    Structured recovery over time, relationship intact

    Built for businesses that need paying faster

    Any business that wants to stop chasing invoices manually and start settling them automatically.

    agencies
    construction companies
    professional services
    manufacturers
    wholesalers
    SMEs using Xero

    Key Features

    Everything you need to turn overdue invoices into recovered cash

    AI Credit Controller for Xero
    Automatic invoice chasing
    Smart reminder escalation
    Email, SMS and WhatsApp reminders
    Debtor risk scoring
    Late payment behaviour insights
    Automated recovery workflows
    Payment plan automation
    Debtor portal for easy payments
    Cashflow risk dashboard

    Turn overdue invoices into recovered cash

    Stop spending hours chasing payments. AutoSettle helps businesses settle overdue invoices automatically so you can focus on running your business.

    Get started free Book a demo

    Cancel anytime · 14-day free trial