Stop chasing invoices. Start recovering them.
Every plan includes multi-channel chasing across email, SMS, WhatsApp & physical letters. Only pay more as you recover more.
Physical Letters — Pay-As-You-Go
Physical letters are a separate credit balance on all plans. Buy credit packs and use them as needed — credits never expire. Letters are dispatched via Royal Mail as part of your recovery sequence.
£1.50
per letter sent
What does AutoSettle actually do?
Forget feature lists. Here's what happens when you turn it on.
Multi-Channel Chasing
"You're sending manual emails that get ignored."
AutoSettle fires emails, SMS, WhatsApp & physical letters simultaneously — applying pressure across every channel so debtors can't ignore you.
AI Credit Controllers
"You don't have time to chase every debtor personally."
AI controllers like Ruby, Mason & Alex handle your chasing 24/7 — choosing the right tone, timing & channel for each debtor automatically.
Recovery Plans
"Every debtor gets the same generic reminders."
Build bespoke multi-stage recovery sequences per debtor — or let AI build them. Customise channels, late fees, escalation speed & timing.
Payment Plans
"Debtors say they can't pay the full amount."
Offer structured instalments through the debtor portal. Starter gets ready-made templates; Growth+ lets you fully customise terms, frequency & amounts.
Settlement Offers
"A disputed invoice is stuck — neither side will budge."
Create settlement offers with a discount for fast resolution. Debtors accept and pay through the portal. Starter gets presets; Growth+ gets full control.
Late Fees & Statutory Interest
"Debtors have no incentive to pay on time."
Automatically apply late payment interest and compensation fees based on UK statutory rates. Late fee invoices are generated and tracked for you.
Debtor Portal
"Debtors claim they didn't receive the invoice."
Every debtor gets a branded portal showing all outstanding invoices, payment options, plans, and settlement offers — no more excuses.
Custom AI Controllers
Growth+"The default AI tone doesn't match your brand."
Create your own AI controller personas with custom names, tones, and escalation behaviours tailored to your business style.
Legal Escalation
"A debtor refuses to pay despite months of chasing."
Escalate debts £3,000+ to our legal recovery partners. We manage the full process — you only pay when funds are recovered.
AI Copilot & Insights
"You don't know which debtors to prioritise."
AI Copilot analyses your entire portfolio, scores risk, identifies patterns, and tells you exactly where to focus. From 25 to unlimited messages/mo.
Only pay when you get paid
A simple success fee that aligns our incentives with yours.
5%
per payment collected
Applies to invoices, payment plans and settlement offers processed through AutoSettle.
£1,000 payment
You receive £950
£5,000 payment
You receive £4,750
£10,000 payment
You receive £9,500
Legal recovery (optional, success-based)
Legal escalation available for debts £3,000+. Most debts are resolved before legal action is needed.
Minimum fee: £750
AutoSettle manages the full process once a case is escalated
You cannot continue chasing the case yourself after escalation
Third-party costs only apply if court action is required
Legal services may involve partner firms
Full feature comparison
See exactly what's included in every plan.
Users
Workspaces
Accounting connections
Integrations
Active recoveries
Cost per active recovery
AI Copilot messages
Email chasing
SMS chasing
WhatsApp chasing
Physical letters
AI controllers
Recovery plans
Payment plans
Settlement offers
Late fees & interest
Legal escalation
Debtor portal
Priority support
White-label & custom branding
Don't want to lift a finger? We'll run it for you.
Add a dedicated AutoSettle credit specialist on top of any plan. We review your ledger weekly, build the plan, and actively chase debtors on your behalf. From £250/month. Cancel anytime with 30 days notice.