The Recovery Engine to settle unpaid invoices
AutoSettle analyses every overdue invoice, chases debtors intelligently, offers payment plans and settlement deals, and escalates legally when needed — all automatically.
One system. Five stages. Every invoice accounted for.
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Xero & QuickBooksCredit control is broken
UK businesses lose billions each year to late payments. Manual chasing doesn't scale. Spreadsheets don't escalate. And debtors know it.
Hours wasted chasing the same invoices every week
Debtors ignoring emails, calls, and reminders
Cash flow squeezed by late and non-paying customers
Spreadsheets and manual credit control that break at scale
You don't need another reminder tool. You need a system that manages the entire recovery process — from first overdue day to final resolution.
AutoSettle is not a tool. It's a Recovery Engine.
A complete system that analyses every overdue invoice, chases debtors through intelligent AI controllers, offers flexible payment paths, and escalates legally when needed. It manages the full recovery lifecycle so you don't have to.
How the Recovery Engine settles your invoices
Five stages. One automated system. Every invoice moves through the engine until it's settled.
Know your risk before you chase
The moment an invoice becomes overdue, AutoSettle analyses it. AI-powered risk scoring assesses debtor behaviour, payment history, and invoice value to predict recovery probability — so you know exactly where to focus.
The right message, at the right time
Your AI Credit Controller handles the entire chasing sequence — from a friendly first reminder to a firm final demand. It adapts tone based on debtor behaviour, chooses the right channel, and escalates automatically when ignored.
Flexible paths to settle the debt
Not every debtor can pay in full. AutoSettle offers structured payment plans and settlement discounts automatically. Debtors accept through the portal, pay via Stripe, and your cash is recovered — with less friction and more flexibility.
Structured legal recovery for serious debt
When standard chasing fails, escalate to our network of legal recovery partners. AutoSettle generates solicitor-ready case packs, coordinates the referral, and tracks progress — all with success-based fees so you only pay when funds are recovered.
Professional recovery that preserves relationships
Every debtor gets a clean, branded portal where they can view outstanding invoices, accept a payment plan, or settle instantly. Recovery should be firm — but it should never be ugly.
Powered by purpose-built Recovery Tools
Each stage of the engine is driven by specialist tools designed to settle invoices and recover cash.
What happens when you switch on the engine
UK businesses using AutoSettle settle invoices faster, recover more cash, and spend less time chasing.
Faster payments
Automated chasing and flexible payment options mean invoices are settled sooner.
Improved cash flow
Recover overdue cash consistently and predictably, without manual effort.
Less manual chasing
Your AI Credit Controller handles the repetitive work so your team can focus.
Higher recovery rates
Payment plans, settlements, and legal escalation mean fewer invoices are written off.
Built for UK businesses
AutoSettle is designed specifically for UK businesses that need to settle outstanding invoices. From sole traders to mid-market finance teams, the Recovery Engine handles credit control at any scale.
- Connects to Xero & QuickBooks — syncs invoices instantly
- UK-focused tone, terminology, and compliance
- Stripe Connect payments with GBP support
- Trusted by businesses recovering £2.4m+ in unpaid invoices
Xero & QuickBooks
Available now
Also works with QuickBooks and Sage
Frequently asked questions
Everything you need to know about settling unpaid invoices with AutoSettle.