£2.4m+
Recovered for businesses
7
Escalation stages
3
AI controller personalities
24/7
Always-on recovery
End the manual chase. Forever.
Every business has unpaid invoices. Most spend hours manually emailing, calling, and hoping customers will pay. AutoSettle replaces that entire process with an intelligent, always-on AI credit controller that handles everything — from the first friendly reminder to the final demand.
We believe debt recovery should be professional, proportionate, and automated. Our platform combines AI-driven communication, flexible payment infrastructure, and deep analytics to help businesses recover more money, faster, without damaging customer relationships.
Everything you need to recover what you're owed
A complete credit control and debt recovery platform, powered by AI and built for modern businesses.
AI Credit Controllers
Three distinct AI personalities — Ruby, Mason, and Alex — each with unique communication styles. From empathetic to assertive, choose the controller that matches your brand.
7-Stage Escalation Engine
Automated escalation from friendly reminder through to final demand and pre-legal warning. Every stage calibrated for maximum recovery without damaging relationships.
Multi-Channel Communication
Chase debtors via Email, SMS, Letters, and AI-powered Phone Calls. Reach customers on the channel most likely to get a response.
Flexible Payment Infrastructure
Accept card payments, bank transfers, and direct debits via Stripe Connect. Offer payment plans and settlement discounts — all through a branded debtor portal.
Debtor Portal
Give debtors a professional, self-service portal to view invoices, make payments, accept payment plans, or negotiate settlements — 24/7.
Recovery Analytics & Risk Scoring
AI-powered risk scores predict which invoices will be paid late. Real-time dashboards show total recovered, at-risk amounts, and debtor behaviour trends.
Legal Recovery
For larger unpaid debts, escalate to our legal recovery partners. We coordinate the process on your behalf with success-based pricing — you only pay if funds are recovered.
Xero & QuickBooks Integration
Connect Xero or QuickBooks Online in under two minutes. Invoices sync automatically, payments reconcile back, and your AI controller starts working immediately.
Live in minutes. Recovering in hours.
Connect Your Accounts
Link Xero or QuickBooks Online in under two minutes. AutoSettle imports all your invoices and contacts automatically.
Choose Your AI Controller
Select from Ruby, Mason, or Alex — or create a custom AI personality that matches your brand tone.
Configure & Launch
Set escalation rules, payment methods, and communication channels. AutoSettle starts chasing immediately.
Recover & Grow
Watch invoices get settled. Track recovery analytics, debtor risk scores, and cashflow improvements in real time.
Every channel. Every debtor.
AutoSettle reaches debtors on the channel most likely to get a response — automatically.
Professional, personalised chasing sequences
SMS
Cut through inbox noise with text reminders
Letters
Formal notices and final demands by post
AI Calls
AI-powered phone calls for high-value debts
Official Xero Partner
QuickBooks OnlineBuilt by AutoThink Group
AutoSettle is a product of AutoThink Group Ltd, a UK-based technology company building intelligent automation tools for finance teams. We are an official Xero App Partner, fully integrated with QuickBooks Online, and a Stripe Connect platform.
Our mission is simple: help businesses recover the money they are owed, without the manual effort, awkward conversations, or relationship damage that traditional debt chasing causes.