Proactive Alerts

You shouldn't have to ask "who's overdue?" — the AI tells you before you open your mouth. It monitors every debtor, every day, and surfaces the ones that need your attention right now.

Four layers of vigilance

Critical Exposure Alerts

When a debtor crosses £500+ overdue for 60+ days, the AI surfaces them immediately at the start of your next conversation — before you even ask.

Deterioration Detection

Tracks payment trajectory over time. When a previously reliable payer starts slipping — average days-to-pay increasing quarter over quarter — the AI flags the trend early.

Communication Gaps

Identifies debtors who haven't been contacted in over 30 days despite having outstanding balances. No debtor falls through the cracks.

Recovery Stalls

Monitors active recovery stages and settlement offers. If a settlement is about to expire or a recovery stage has stalled, the AI recommends next steps.

What it looks like in practice

You open a new conversation. Before typing anything, the AI opens with:

Ruby

AI Credit Controller

Live

⚠️ Before we begin — I've spotted some things that need your attention:

🔴

Hartley Brooks Ltd — £12,400 overdue (67 days). Payment speed has dropped 3× this quarter. They're your #2 client by revenue. Last contacted 21 days ago with no response.

🟠

Thompson Engineering — Settlement offer expires in 3 days (£8,200 at 85%). No response yet. Consider a follow-up or extending the deadline.

🟡

Clarke Ltd — No contact in 34 days despite £6,800 outstanding. Recovery stage 1 appears stalled.

Want me to dig into any of these, or is there something else on your mind?