Why Most Businesses Fail to Collect
Businesses don't fail because of lack of effort — they fail because they lack a system.
Manual chasing
Hours wasted on follow-up emails that get ignored
Inconsistent process
No structured approach — chasing starts late or stops early
No escalation path
When reminders fail, there's nowhere to go
One System. Every Stage of Recovery.
AutoSettle's Recovery Engine moves every overdue invoice through four structured stages.
Analyse
AI risk scoring identifies which debts need attention and which are heading for trouble.
Chase
Automated, tone-adaptive communications sent at the right time through the right channel.
Recover
Flexible payment plans and settlement offers that get you paid with less friction.
Escalate
Managed legal recovery through our partner network — pay only when funds are recovered.
Every Tool You Need to Recover Debt
A complete toolkit — from AI-powered chasing to legal escalation — all in one platform.
AI Credit Controller
Your always-on digital credit controller. Chooses tone, timing and channel automatically.
Learn moreRecovery Plans
Custom chasing strategies built from debtor behaviour, risk level and invoice value.
Learn morePayment Plans
Offer structured repayment plans. Auto-charge instalments via Stripe.
Learn moreSettlement Offers
Offer a discount for fast resolution. Debtors accept and pay through the portal.
Learn moreDebtor Portal
A clean, branded portal where debtors view invoices, accept plans, or pay instantly.
Learn moreLegal Recovery
Escalate to legal partners with auto-generated case packs. Success-based fees.
Learn moreDebtor Management
Centralised debtor profiles with full communication history and risk overview.
Learn moreRisk Scoring
AI-powered risk scores based on payment patterns, debt age and behaviour signals.
Learn morePayment Intelligence
Track payment patterns and predict late payers before they become a problem.
Learn moreCollections Automation
Full automated escalation from friendly reminder to pre-legal warning.
Learn moreAR Automation
End-to-end accounts receivable management that reduces DSO and improves cashflow.
Learn moreCashflow Control
Real-time visibility into expected income, at-risk revenue and recovery progress.
Learn moreRecovery Analytics
Measure recovery rates, track controller performance and optimise your strategy.
Learn moreHow Everything Works Together
One continuous flow — from invoice sync to recovered cash.
Invoices sync automatically from Xero or QuickBooks
AI analyses every overdue invoice and scores risk
Your AI Credit Controller sends the right message at the right time
Payment plans and settlement offers are extended automatically
Unresponsive debtors are escalated to legal recovery partners
You get paid — with full visibility at every step
See It in Action
Here's what happens when an invoice goes overdue inside AutoSettle.
An invoice becomes 7 days overdue
AI analyses the debtor's risk profile and payment history
Your AI Credit Controller sends the first reminder — tone matched to the debtor
A payment plan is offered after 21 days with no response
A settlement offer is generated at day 45 for fast resolution
At day 60, the case is escalated to a legal recovery partner
Funds recovered — visible in your dashboard the entire time
Your Recovery, Your Way
Full automation, manual control, or a hybrid approach — AutoSettle adapts to how you work.
Fully Automated
Set your preferences and let the AI handle everything — chasing, escalation, and settlement offers.
Manual Control
Review every action before it's taken. Approve emails, settlement terms, and escalation decisions.
Hybrid Approach
Automate routine chasing but approve high-value actions like settlements and legal escalation.
The Impact on Your Business
Faster Payments
Reduce DSO by automating every stage of the recovery lifecycle.
Higher Recovery Rates
Structured escalation and flexible payment options increase the percentage you collect.
Less Manual Work
AI handles chasing, follow-up and escalation — your team focuses on growth.
Predictable Cashflow
Real-time analytics and payment intelligence give you visibility into incoming revenue.