Optimise

    Know what triggered payment.

    Link every payment back to the exact communication that drove it. Build a feedback loop that makes every future recovery action smarter.

    • 7-day attribution window
    • Communication-to-payment linking
    • Time-to-payment measurement
    • AI decision feedback loop
    Payment Attribution

    Hartley Brooks Ltd

    £4,200

    Email → Final Demand

    6.2h after send

    Meridian Corp

    £1,850

    WhatsApp → Friendly Reminder

    2.1h after send

    Atlas Group

    £12,400

    Email → Formal Notice

    18.5h after send

    Vertex Holdings

    £3,600

    WhatsApp → Payment Plan Offer

    4.8h after send

    How payment attribution works

    From message send to payment — every step is tracked and linked.

    1

    Communication sent

    Every recovery message — email, SMS, WhatsApp, letter — is logged with a unique ID and timestamp in the signal layer.

    2

    Payment received

    When a payment arrives via Stripe, the system records the amount, currency, and exact timestamp.

    3

    Attribution matching

    The system looks back through the debtor's communication history and finds the most recent message sent within 7 days of the payment.

    4

    Outcome recording

    The communication is tagged with the payment outcome — amount, time-to-payment, and a 'resulted_in_payment' flag — creating the feedback loop.

    What attribution reveals

    Deep insight into what drives payment — and what doesn't.

    Communication-to-payment linking

    Every payment is traced back to the specific email, SMS, WhatsApp, or letter that triggered it — within a 7-day attribution window.

    Time-to-payment measurement

    Know exactly how many hours elapsed between the communication and the payment. Measure which messages drive the fastest recovery.

    Channel ROI analysis

    Compare payment outcomes across email, WhatsApp, SMS, and letters. Know which channel recovers the most money per message.

    AI decision feedback loop

    Attribution data feeds back into the AI controller's decision log — creating a learning loop that improves future recovery strategies.

    Stage effectiveness scoring

    Measure which recovery stage (friendly reminder, formal notice, final demand) generates the most payments.

    Amount-weighted attribution

    Large payments attributed to specific communications carry more weight — helping the AI identify what works for high-value debts.

    Frequently asked questions

    Every payment attributed. Every decision improved.

    Close the loop between communication and collection.

    14-day free trial · Works with Xero & QuickBooks