How signal intelligence works
A continuous loop: capture raw signals, compute debtor intelligence, optimise actions, and learn from outcomes.
Capture
Every email open, WhatsApp read, payment page visit, and click is recorded as a raw signal.
Compute
Signals are aggregated per debtor into engagement states, risk scores, and behavioural profiles.
Optimise
AI controllers use computed intelligence to choose the best channel, timing, and tone for every action.
Learn
Payment outcomes are attributed back to decisions, creating a feedback loop that improves over time.
Computed intelligence
Why signals matter
Signals are the foundation of autonomous recovery. Without them, AI is guessing. With them, AI is deciding.
Proprietary Dataset
Every interaction builds a behavioural dataset that competitors don't have — your recovery intelligence compounds over time.
Full Visibility
See exactly what your AI controllers see — every signal, every decision, every outcome — in real time.
Autonomous Decisions
Signals power autonomous agent decisions. Your AI controllers choose timing, channel, and escalation based on live data.
Defensible Moat
The more you use AutoSettle, the smarter it gets. Behavioural data creates a compounding advantage unique to your business.